As a homeowner in Florida, we should all know how important it is to prepare your home for hurricane season. Hurricane Ian may have come and gone, but the lessons we learned from that storm should not be forgotten.
One of the most critical lessons from Ian is the importance of having the right coverage to protect your home from damage. In this post, our experts at Liberty Adjusters will share some tips on how to prepare your home for hurricane season and make sure you have the right coverage.
Prepare Your Home
Preparing your home for a hurricane can help minimize damage and reduce the likelihood of filing an insurance claim. Here are some tips to get you started:
Clear your yard: Remove any outdoor furniture, toys, and debris that could become projectiles in high winds.
Reinforce windows and doors: Install hurricane shutters or plywood to protect windows and doors from wind and flying debris.
Secure your roof: Check your roof for loose shingles or tiles and have them repaired or replaced before the storm hits.
Trim trees and shrubs: Prune any trees or shrubs close to your home that could fall or break in high winds.
Have a backup power source: Purchase a generator or have a backup power source ready in case of a power outage.
Know your evacuation route: Make sure you know the evacuation route in case you need to leave your home quickly.
Get the Right Coverage
Having the right insurance coverage is essential to protect your home from hurricane damage. Although you assume flooding would be covered here in Florida, many homeowners' insurance policies do not cover flooding. In fact, nearly 80% of homes under evacuation orders during Hurricane Ian had NO flood insurance!
Only about 18% of homes in Florida counties that were under evacuation orders from Hurricane Ian had a federal flood insurance policy.
Not sure what coverage you have? Contact Liberty Adjusters today!
Don't Wait Until It's Too Late, Call Liberty Adjusters!
Don't wait until a hurricane is on its way to prepare your home and get the right coverage. By taking the time to prepare your home and get the right coverage, you can have peace of mind knowing that you are ready for whatever hurricane season brings.
Contact Liberty Adjusters today to discuss your insurance options and ensure your home is protected from hurricane damage.