In Polk County, officials are estimating that it will take four months to clean up all the debris; while Fort Myers is expected to take even longer.
What to Know Before Making an Insurance Claim for Hurricane Damage
Lightning Damage and Homeowners Insurance Claims
Lightning strikes often here in Florida; Tampa is the lightning capital of the world after all! But what happens when lightning strikes your home and does damage? Will your homeowner’s insurance cover it?
Our public adjusters discuss when your homeowner’s insurance will (and won’t) cover lightning damage, and what you can do to keep your home protected.
Common Mistakes Business Owners Make When Filing Damage Claims
A storm, fire, or flood has walloped your business or commercial property. How do you get the claims process started? Avoid claims surprises by calling us so we can notify your insurance company immediately. Once they know what’s going on at your place of business then we can assess the damages and make temporary repairs to mitigate further issues and get you back to work ASAP.
Don’t damage your own claim. Our public adjusters outline common mistakes business owners make when filing commercial property claims.
Roof Claim Denied for 'Wear and Tear'. Now What?
Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.
That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.
So what happens next? Our public loss adjusters explain…
Getting Roof Claims Right to Repair the Damage
It’s easy to take our roofs for granted, until a storm, a fallen tree, or another disaster makes a mess of things. If you notice any damage to your roof, you’ll need to submit a homeowner’s insurance claim to help reduce your out-of-pocket costs.
Unfortunately, if you don’t follow the correct steps when filing your roof claim, your insurance company might undervalue or deny your claim! Here are four steps to get your roof claim right and get a fair amount to pay for your roof repair or replacement...
Still Have Damage from Tropical Storm Eta? It's Not Too Late to File a Claim
Tropical Storm Eta was not your typical tropical storm. Just like everything else in 2020, Eta was unpredictable and unprecedented. Many Floridians were completely unprepared for the storm surge and wind damage.
It’s now been two months since Eta’s multiple landfalls and you may be wondering if it’s too late to file a storm damage claim with your insurance company. But do not worry you still have time!
6 Common Mistakes Homeowners Make When Filing for Storm Damage
Natural disasters can strike at any time—and when they do you need to be prepared to mitigate storm damage and file an insurance claim for property repairs.
See 6 common mistakes made when filing for storm damage and how you can avoid having your storm damage claim denied, delayed, or underpaid by your insurance company.
Questions You can Expect from Your Insurance Company
Having homeowners insurance seems pretty straightforward. You experience unexpected damage or loss to your property, you file a claim, and you receive payment to cover your losses. If only it were that easy!