We’ve talked a lot about duty after loss, and that’s because it is very important. When dealing with home damage, it is your responsibility to prevent any further damage from occurring. Small leaks, holes, or other forms of damage that are ignored could cause your homeowner's insurance claim to be lessened or entirely denied.
Luckily, Liberty Adjusters is here to help you! Our YouTube channel is full of helpful tips for all homeowners, and we’ve compiled some of our most helpful videos here on today’s blog. If any of these videos helps you out, be sure to subscribe for our future videos.
So, What is Duty After Loss?
It is stated in your insurance policy, that any home damage must be fixed as soon as possible, and further damage must be prevented. This means that the insurance company has the right to deny your claim if they feel any damage was caused by neglect of a smaller issue.
Of course, this isn’t always the case, many times there may be leaks you aren’t aware of, or problems occurring that you didn’t know could get worse. It’s important that before you contact your insurance company, you already know exactly what to say.
Working with a public adjuster, like us here at Liberty Adjusters, can help you get the full amount you deserve for any property damage. The insurance will be trying to save money on your settlement, and often times they undervalue the claim. Liberty Adjusters will have your back throughout the process, ensuring your damage is properly accounted for.
Learn More > Why Hire a Public Adjuster?
Leaks, Floods, and Mold, OH MY!
Water damage is a very common type of damage to property. The issue with water damage in a home is that is it very hard to properly clean and dry out. Many homeowners may discover a leak, and wipe up all the water, assuming it is fixed.
Our walls, cabinets, and furniture are typically porous, meaning they can soak up water like a sponge. Even a wall that looks dry on the outside may be wet internally; this can lead to mold growth and cause serious damage to your home and health risks to your family.
To properly ensure that water damage gets stopped at the source, we have a collection of videos explaining exactly what to do. Check them out below:
What To Do After a Flood or Plumbing Leak
A flooded home can be a tough experience, after the initial shock and frantic rush to turn the water off, you’re left with water everywhere, wondering how you will ever clean it all up. Luckily for you, Liberty Adjusters has a video explaining exactly what you should do after a flood or plumbing leak.
How to Stop a Plumbing Leak Outdoors at the Valve Box
Can’t find the water shutoff anywhere? It may be outside! In the video below, Ryan James shows you how to shut off the water at the valve box outdoors. It’s easier than you’d think!
How to Prevent an AC Leak
An air conditioner leak can cause massive damage without you even knowing it is occurring. Since we typically don’t look at our ACs, a small leak can lead to a water damaged ceiling, leaving you surprised and confused about how your home got damaged in the first place. Check out the guide below on how to prevent an AC leak from happening.
What To Do if Your Sink is Leaking
A leaky sink can be annoying, and potentially cause a lot of damage. We cover the steps you should take if a leak arises from your sink!
Lean on Liberty Adjusters When Dealing With an Insurance Claim
Home damage may be a hard process to go through, but is only the beginning of the long headache that comes along with filing your insurance claim. The insurance companies are financially motivated to pay your less than you deserve for your settlement, and they make the process hard and confusing along the way.
This is where Liberty Adjusters comes in. By hiring a public adjuster, you can be sure you are getting the most money for your claim.
Call us first, and we can guide you through the claims process, helping you focus on what really matters. Call Liberty Adjusters today at 813-922-5129.