Woof! Er, I mean, hello there! I'm Roofus, the ever-observant furry companion of Ryan D. James, the owner of Liberty Insurance Adjusters. I’m going on a ride-along today, and I’ll be taking notes on everything a public claims adjuster does day-to-day.
So, sit (& stay), and let's dive in with your insurance claim’s best friend:
Morning: Assessing the Scene
The sun rises, and Ryan’s alarm goes off, marking the beginning of a day filled with investigation, analysis, and negotiation.
Our first task? Heading to a client's property to assess recent damage. Our head loss adjuster meticulously documents everything, takes photographs, and notes down all the necessary details. It's crucial to understand the extent of the damage to ensure clients receive the fair compensation they deserve for repairs.
Late Morning: Research and Analysis
Once the fieldwork is done, we head back to the office. Here, we dive into the intricacies of insurance policies.
Our claims team goes through them line by line, making sure to understand the coverages, exclusions, and endorsements. This thoroughness ensures that nothing is missed and that every potential dollar for the client is accounted for.
It’s cool to get to watch Ryan work with our Texas claims team to use technology and our paws (I mean, boots) on the ground in the DFW area. It’s been exciting to say the least with our expansion into Texas from Florida.
Lunchtime: Networking and Learning
Ryan and the team then often meet with other professionals over lunch, be it contractors, attorneys, or fellow insurance adjusters. These interactions help us stay updated on the latest industry trends and share experiences that can be beneficial for future cases.
It’s good to have pawtners in your corner. When you submit a claim, we lean on some of the best to help our clients get their home or business back to pre-loss condition.
Afternoon: Client Consultations and Negotiations
This part of the day is all about people. Ryan meets with clients to discuss the progress of their claims and answer any queries they might have. It's essential to keep the communication lines open and ensure clients are in the loop.
Then, armed with all the collected evidence and a clear understanding of the policy, our team then negotiates with the insurance company's adjuster. Our aim? To get the highest possible settlement for clients. It's a dance of diplomacy, knowledge, and perseverance. Trust me, it takes a lot of skill and training!
Late Afternoon: Administration and Planning
As the day winds down, our loss adjusters take care of the administrative side of things. This involves updating files, replying to emails, and scheduling appointments. You may find Ryan participating in webinars or reading the latest publications related to insurance adjusting to further enhance his knowledge.
Evening: Reflect and Recharge
After a fulfilling day of helping clients, Ryan likes to take a moment to relax and reflect. Whether it's taking a walk (with me, of course!) or spending time with family, it's crucial for to recharge and prepare for another day of making a difference in people's lives in the Tampa Bay and Dallas/Fort Worth areas.
Think of us as your claims best friend. A public insurance adjuster can help you reduce stress, time spent dealing with the insurance company, and can often get more for needed repairs than going alone.
Liberty Insurance Adjusters, under the diligent guidance of Ryan D. James, is committed to offering 5-star claims adjusting services that ensure clients get the compensation they rightly deserve. Lean on us today and let us navigate the complexities of the insurance claims process for you!